About Action Recovery

Action Recovery is a trusted and professional debt collection agency dedicated to helping businesses recover outstanding receivables efficiently and respectfully. With a nationwide reach, more than 15 years in business, and a track record of ethical recovery, we offer tailored solutions that protect your brand and improve your bottom line.

Debt Collection Agency in Texas

What Sets Us Apart

Low-Cost, High-Efficiency Collection

We deliver exceptional value without compromising on results especially for accounts under 365 days past due.

Relationship-Driven Approach

Our agents communicate firmly but respectfully to maintain your client reputation while collecting overdue balances.

Tailored Recovery Strategies

Every client is different. We align our recovery process with your industry, goals, and customer profiles.

Licensed in Key States

We operate in states that focus on high-opportunity markets like Arizona, Florida, Texas, and California.

Industries We Serve

Whether you handle large volumes or specialized accounts, our team’s experience of over 15 years equips us to navigate the complexities of each industry with confidence.

Medical Debt Collection

Dental Debt Collection

Daycares Debt Collection

Funeral Homes Debt Collection

HVAC & Utility Debt Collection

Why Choose Action Recovery

Proven recovery rates

Fast onboarding and account setup

Fast onboarding and account setup

No upfront fees for many services

Fast onboarding with same-day collection initiation

Serving Arizona, Florida, Texas, and California

Powered by Proven Technology

At Action Recovery Online, our technology is more than just a tool, it’s the engine behind your successful collections. We’ve built an ecosystem of solutions that deliver results while protecting your reputation and your clients’ privacy.

Digital Collection Notice Series

Strategically timed and legally compliant email and SMS communications reach debtors at the right moment. This boosts response rates and encourages early resolutions while preserving client relationships.

Professional Telephone Campaigns

Our trained collectors use a secure and compliant outbound calling platform to communicate respectfully and effectively, always in line with FDCPA standards.

Skip Tracing & Asset Search

We leverage advanced tools and data intelligence to find hard-to-reach debtors and identify recoverable assets, which is especially useful for older accounts.

Client Portal Access

Upload new accounts, monitor progress, access reports, and receive real-time updates through one secure and user-friendly dashboard.

Data Security & Compliance

All systems are encrypted and HIPAA-compliant, ensuring maximum protection for sensitive data, particularly for medical and dental practices.

Let’s Recover What You’re Owed

We’re here to help you recover unpaid balances without stress. Get started today with a free consultation and see why businesses across the country trust Action Recovery.